Ted Godbout

Ted Godbout

By Ted Godbout9/21/2017 • 0 Comments

Incorporating good DC plan design and financial wellness programs can help women establish a secure retirement, panelists suggested at a recent policy forum. READ MORE

By Ted Godbout9/21/2017 • 0 Comments

A new report indicates that retiree health care expenses will not only continue to increase, but will do so at triple the current rate of inflation for the foreseeable future. READ MORE

By Ted Godbout9/15/2017 • 0 Comments

As stock values rose during the first quarter, most DC plan participants continued with their asset allocations and contribution levels, and maintained low withdrawal activity, says the Investment Company Institute (ICI). READ MORE

By Ted Godbout9/15/2017 • 0 Comments

Amid all of the recent talk about Rothification, Cerulli Associates has come out with a report showing that only one-third of DC plan participants can correctly identify the benefits of Roth contributions. READ MORE

By Ted Godbout9/15/2017 • 0 Comments

While estimates of the size and growth of “gig employment” vary, there are signs that it is here to stay, even though it may destabilize personal financial security, a new survey shows. READ MORE

By Ted Godbout9/15/2017 • 0 Comments

Millennials are saving early for retirement, but they also have higher expectations that employers should offer access to a retirement plan and socially responsive investments, says a recent survey. READ MORE

By Ted Godbout9/8/2017 • 0 Comments

In a recent LIMRA study, the top two reasons retirement investors gave for selecting another company to manage their IRAs were relationships and recommendations. READ MORE

By Ted Godbout9/8/2017 • 0 Comments

A population with more retirees than workers will reduce the demand for and increase the supply of savings, putting downward pressure on investment returns, according to a compilation of research reviewed in a recent issue brief. READ MORE

By Ted Godbout9/5/2017 • 0 Comments

The House and Senate returned Sept. 5 from a month-long break facing an extremely busy legislative calendar. READ MORE

By Ted Godbout9/5/2017 • 0 Comments

A recent study projects the average amount a 65-year-old couple retiring this year will need to cover medical expenses (in today’s dollars) throughout retirement. READ MORE

By Ted Godbout8/21/2017 • 0 Comments

The Pew Charitable Trusts in a recent report found strong support among small and mid-size businesses for automatic IRA programs, multiple employer plans (MEPs) and online marketplaces. READ MORE

By Ted Godbout8/18/2017 • 0 Comments

Financial stress and everyday money matters are hindering Americans’ retirement savings efforts and affecting the job performance of many employees, a new nationwide survey reveals. READ MORE

By Ted Godbout8/15/2017 • 0 Comments

Compliance with the DOL's fiduciary rule has reduced access to brokerage advice services and choice, cost billions, and disrupted retirement savers, says a new study. READ MORE

By Ted Godbout8/11/2017 • 0 Comments

Prior to departing for their summer breaks, House and Senate GOP leaders indicated that they plan to pivot from repealing and replacing Obamacare to making enactment of broad-based tax reform their number one priority.
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By Ted Godbout8/8/2017 • 0 Comments

The number of new cash balance plans adopted by employers increased by 17% — rising to 17,812 active plans — in 2015, according to new research by Kravitz, Inc. READ MORE

By Ted Godbout8/6/2017 • 0 Comments

Adoption of simplified features in Bank of America Merrill Lynch’s proprietary DC plans, along with making education and other resources more accessible, has fueled steady growth in employee engagement and plan enrollment, the firm reported recently. READ MORE

By Ted Godbout8/5/2017 • 0 Comments

Americans reportedly are enjoying their highest levels of personal satisfaction since the fourth quarter of 2006, according to the American Institute of CPAs’ “Personal Financial Satisfaction Index." READ MORE

By Ted Godbout7/28/2017 • 0 Comments

Survey results from LPL Financial suggest that well-targeted tax incentives for starting a retirement plan or automatically enrolling employees may motivate small businesses to adopt and enhance a plan. READ MORE

By Ted Godbout7/27/2017 • 0 Comments

A new report finds that 55% of DC plan sponsors indicate they are likely to stop offering their plan in favor of in a state-run plan if one is available. READ MORE

By Ted Godbout7/18/2017 • 0 Comments

To help prevent retirement plan cashout leakage when workers change jobs, 11 Senators sent a letter to Labor Secretary Acosta asking the DOL to issue guidance clarifying the application of ERISA to auto portability features. READ MORE

By Ted Godbout7/18/2017 • 0 Comments

Employees are increasingly looking to their employers for financial support and believe that employers also have a responsibility for their health and well-being. READ MORE

By Ted Godbout7/17/2017 • 0 Comments

Regardless of income level, most respondents in a new survey say they are behind in retirement prep and want to learn about retirement savings and personal financial management. READ MORE

By Ted Godbout7/14/2017 • 0 Comments

Witnesses at a House Financial Services subcommittee hearing largely supported a bill to repeal the current DOL fiduciary rule and direct the SEC to take the lead in regulating the standards of care for investment advice. READ MORE

By Ted Godbout7/11/2017 • 0 Comments

“Too expensive to set up” or “my organization does not have the resources” are the top reasons small to midsize businesses cite for not offering a retirement plan, says Pew Charitable Trusts. READ MORE

By Ted Godbout6/28/2017 • 0 Comments

Finding more holistic, intertwined financial management solutions to help Millennials tackle their student loan debt and assist them in saving more effectively for retirement was a key takeaway at a June 21 forum sponsored by the Women’s Institute for a Secure Retirement (WISER). READ MORE

By Ted Godbout6/21/2017 • 0 Comments

DC plans were on the receiving end of strong market performance during the first quarter of this year, rising 4.67%, its highest quarterly return since year-end 2013, according to the latest Callan DC Index. READ MORE

By Ted Godbout6/15/2017 • 0 Comments

Many are not taking all of the steps they need to prepare for retirement and are relying on uncertainties like receiving an inheritance, says a recent survey by Natixis Global Asset Management. READ MORE

By Ted Godbout6/13/2017 • 0 Comments

The vast majority of DC plan participants continued making contributions in 2016 and most “stayed the course” with their asset allocations, according to a recent Investment Company Institute study. READ MORE

By Ted Godbout6/9/2017 • 0 Comments

The House approved legislation on June 8 that seeks to repeal major provisions of the Dodd-Frank Act, as well as the DOL’s now-effective fiduciary rule. READ MORE