Nevin Adams

Nevin Adams

By Ted Godbout, Nevin Adams 12/18/2017 • 0 Comments

Congressional negotiators agreed on the final tax reform bill Dec. 15, but they had to make additional changes to pick up support from wavering members. How did retirement plans fare? READ MORE

Nevin Adams

Nevin Adams

Nevin Adams

By Nevin Adams, Ted Godbout11/3/2017 • 0 Comments

House Republican leaders on Nov. 2 released their much-anticipated tax reform plan that left 401(k)s and IRAs alone, but contained a number of proposals to modify various pension and retirement savings provisions. READ MORE

Ted Godbout

Ted Godbout

By Ted Godbout7/16/2018 • 0 Comments

A new study reveals a number of remarkable developments in plan design trends and participant savings behaviors among small business defined contribution plans. READ MORE

By Ted Godbout7/13/2018 • 0 Comments

Many American workers are still recovering from the Great Recession, but most are focused on saving for retirement and have varying degrees of confidence they will be able to retire comfortably, says a recent study. READ MORE

By Ted Godbout7/13/2018 • 0 Comments

With concerns about healthcare costs looming large for American workers, a key congressional committee just took a major step to boost health savings accounts. READ MORE

By Ted Godbout7/12/2018 • 0 Comments

While few current retirees take a job in their “golden years,” a new study suggests that large percentages of future retirees expect to continue working during retirement, driven by uncertainty about Social Security and their own financial preparedness. READ MORE

By Ted Godbout7/11/2018 • 0 Comments

An annual study that assesses agreement between married partners on communication and knowledge of finances uncovers several disconnects related to their retirement outlook. READ MORE

By Ted Godbout7/6/2018 • 0 Comments

New research reveals that many 401(k) plan participants still do not know what to do with their proverbial “pile of money” at retirement and need guidance. READ MORE

By Ted Godbout6/28/2018 • 0 Comments

There’s no rest for the weary on Capitol Hill, as what was once thought of as “dead” may rise up from the policy ashes. READ MORE

By Ted Godbout6/20/2018 • 0 Comments

Times have been good lately for investors, with proof not only in strong market returns but also solid investor returns, according to Morningstar’s 2018 “Mind the Gap” study. READ MORE

By Ted Godbout6/15/2018 • 0 Comments

While June 13 was widely cited as the last day the DOL could appeal to the U.S. Supreme Court the 5th Circuit’s ruling vacating the fiduciary rule, that day has now come – and gone. READ MORE

By Ted Godbout6/15/2018 • 0 Comments

A recent survey reveals concern about plan participants’ longevity risk and their ability to achieve higher retirement account balances over the long term. READ MORE

By Ted Godbout6/11/2018 • 0 Comments

A new report forecasts how the innovations brought on by the Pension Protection Act will continue to evolve, foreseeing a DC industry that takes on some of the traditional features of the DB industry. READ MORE

By Ted Godbout6/10/2018 • 0 Comments

President Trump has nominated Senate Banking Committee aide Elad Roisman to serve as a Republican member of the SEC. READ MORE

By Ted Godbout6/6/2018 • 0 Comments

The SEC has approved a proposal that it says will improve the method for delivering fund shareholder reports to investors in mutual funds, ETFs and other investment funds. READ MORE

By Ted Godbout6/1/2018 • 0 Comments

The evidence seems clear that having a written financial plan helps people stay on track and reach their financial goals, yet only one in four Americans has a plan, according to new research. READ MORE

By Ted Godbout5/30/2018 • 0 Comments

TPAs serving 401(k) plans may want to remind their clients that they should review and update their “special tax notices” in the wake of changes to the plan loan offset rules under last year’s tax reform legislation. READ MORE

By Ted Godbout5/29/2018 • 0 Comments

The average individual 401(k) and IRA balances of Fidelity clients dipped a bit in the first quarter of 2018 compared to the previous quarter, but year-over-year increases remained strong. READ MORE

By Ted Godbout5/23/2018 • 0 Comments

Gains in access to DC plans were offset by lower rates of access to DB plans, but overall younger workers saw some improvements, according to a new study using data from 1998 to 2012. READ MORE

By Ted Godbout5/23/2018 • 0 Comments

For the second time in as many days, the 5th Circuit has denied a motion to reconsider its decision denying three states’ motion to intervene in litigation involving the DOL's fiduciary rule. READ MORE

By Ted Godbout5/21/2018 • 0 Comments

New survey results reveal a variety of differences by generation and other demographic factors pertaining to perceptions and concerns about retirement savings strategies. READ MORE

By Ted Godbout5/18/2018 • 0 Comments

The House Education and the Workforce’s Subcommittee on Health, Employment, Labor and Pensions heard testimony May 16 on four retirement-related bills members are confident will be approved before Congress adjourns. READ MORE

By Ted Godbout5/14/2018 • 0 Comments

A potential negative consequence of litigation involving defined contribution plans is engendering fear among plan fiduciaries to offer innovative plan options, a new report suggests. READ MORE

By Ted Godbout5/11/2018 • 0 Comments

With many workers still lacking access to a retirement plan set against the backdrop of a growing gig economy, vital changes to existing retirement program strategies are needed, attendees at a May 8 policy forum in Washington, DC were told. READ MORE

By Ted Godbout5/11/2018 • 0 Comments

New research suggests that retirement savers increasingly are concerned about protecting their assets during periods of volatility and ensuring they have enough income in retirement. READ MORE

By Ted Godbout5/8/2018 • 0 Comments

As anticipated, the DOL has extended until further notice its temporary enforcement policy relating to its rule defining who is a fiduciary and the associated prohibited transaction exemptions. READ MORE

By Ted Godbout5/2/2018 • 0 Comments

Future retirees expect to receive significantly more in benefits than what they actually will receive, setting themselves up for potential financial difficulties in retirement, new survey results show. READ MORE

By Ted Godbout5/2/2018 • 0 Comments

How do you increase retirement security for 80 million 401(k) account owners? READ MORE

By Ted Godbout4/29/2018 • 0 Comments

Leading ERISA legal minds believe the SEC’s proposals to establish new standards of conduct for broker-dealers and investment advisers still need a lot of work. READ MORE

By Ted Godbout4/29/2018 • 0 Comments

A new study examines how the largest generation in the current U.S. workforce envisions progress over the next 50 years. READ MORE

By Ted Godbout4/27/2018 • 0 Comments

Fearing that the current administration will not defend the fiduciary rule, AARP on April 26 filed a motion to intervene, seeking an en banc review of a divided panel ruling by the U.S. Court of Appeals for the 5th Circuit. READ MORE

By Ted Godbout4/25/2018 • 0 Comments

Speculation continues to swirl on whether the Department of Labor will appeal the ruling by the 5th U.S. Circuit Court of Appeals vacating the fiduciary rule, but time is running short. READ MORE

By Ted Godbout4/23/2018 • 0 Comments

New survey results show that a significant majority of 401(k) consultants support additional services in DC plans. READ MORE

By Ted Godbout4/18/2018 • 0 Comments

Recent market volatility and doubts about how long the bull market will last has increased demand for alternative investments strategies, according to a recent survey of institutional investors. READ MORE

By Ted Godbout4/13/2018 • 0 Comments

Enactment of the Retirement Enhancement and Savings Act would encourage employers to offer DC plans and to expand access to various retirement savings options, panelists at a Capitol Hill retirement policy forum suggested. READ MORE

By Ted Godbout4/13/2018 • 0 Comments

As workers become more highly mobile, and frequently change jobs and homes, the task of finding missing plan participants can be a time-consuming and difficult process for plan sponsors. READ MORE

By Ted Godbout4/12/2018 • 0 Comments

New York State’s Attorney General reached agreement with several large mutual fund firms to make information relating to their actively managed equity funds readily accessible and is calling on others to follow suit. READ MORE

By Ted Godbout4/6/2018 • 0 Comments

Twenty years after the last major IRS overhaul, key members of Congress believe the agency is long overdue for a makeover and needs to return to its “service first” mission. READ MORE

By Ted Godbout4/6/2018 • 0 Comments

Not only do individual account assets make up a large part of their owners' financial assets, but those with individual accounts have much higher net worth than those without them, says EBRI. READ MORE

By Ted Godbout4/3/2018 • 0 Comments

The Empire State is moving forward with its own voluntary retirement savings program for employees who are not offered a plan through their employer. READ MORE

By Ted Godbout3/28/2018 • 0 Comments

Since 2009, total 401(k) plan costs have decreased whether measured on a plan-, participant- or asset-weighted basis, according to a recent report. READ MORE

By Ted Godbout3/26/2018 • 0 Comments

Given recent attention and lack of formal guidance on missing participants, there are increasing calls for the government to formally address how far plan sponsors need to go to find them. READ MORE

By Ted Godbout3/23/2018 • 0 Comments

Many would argue that comparing the returns of DB and DC plans is not an apples-to-apples analysis; nonetheless a new report examines DB and DC plan performance. READ MORE

By Ted Godbout3/15/2018 • 0 Comments

While the majority of HSA account holders are spenders, a new report indicates a potential shift in the saver/spender trend, as more employees express concern with health care costs in retirement. READ MORE

By Ted Godbout3/1/2018 • 0 Comments

While still making the most of what they can in today’s market, institutional investors have been bracing for the impact of renewed market volatility,acting to diversify and construct durable portfolios, say new survey findings. READ MORE

By Ted Godbout2/28/2018 • 0 Comments

A Willis Towers Watson study finds that most large employers now provide only defined contribution and other account-based plans to newly hired employees. READ MORE

By Ted Godbout2/26/2018 • 0 Comments

Workers who have participated in an employer-sponsored plan are much more likely to report that they have recently tried to figure out how much retirement income they will need, says a new study. READ MORE

By Ted Godbout2/15/2018 • 0 Comments

Savers across all generations expect to increase their 401(k) contributions in the coming months, according to the results of a new survey that examines 401(k) savers’ attitudes and behaviors. READ MORE

By Ted Godbout2/9/2018 • 0 Comments

The two-year budget agreement that Congress passed in the early morning hours of Friday, Feb. 9 includes several tax policy changes affecting retirement plans. READ MORE

By Ted Godbout2/8/2018 • 0 Comments

Witnesses at a Feb. 6 Senate committee hearing debated current challenges and offered proposals to help so-called “gig economy” workers save for retirement. READ MORE

By Ted Godbout2/6/2018 • 0 Comments

New survey results from TD Ameritrade suggest that three-quarters of Americans are in the dark when it comes to 401(k) fees. READ MORE

By Ted Godbout2/5/2018 • 0 Comments

When considering the tax advantages, an argument can be made that HSAs are a better investment vehicle, particularly when used only for qualified medical expenses, a new report claims. READ MORE

By Ted Godbout1/31/2018 • 0 Comments

Total monetary recoveries by EBSA's enforcement and oversight activity in FY 2017 were up from the previous year, according to an annual fact sheet released by the agency. READ MORE

By Ted Godbout1/23/2018 • 0 Comments

Under the Tax Cuts and Jobs Act, hardship withdrawals from a 401(k) plan to address a personal casualty loss of a principal residence may no longer be allowed unless the loss is attributable to a federally declared disaster area. READ MORE

By Ted Godbout1/22/2018 • 0 Comments

To increase transparency, FINRA for the first time has released its annual budget, showing that the 2018 budget does not include a fee rate increase for its member firms. READ MORE

By Ted Godbout1/18/2018 • 0 Comments

Individual retirement accounts generally show consistent growth, but differences do arise when comparing data samples, according to a new report from EBRI. READ MORE

By Ted Godbout1/17/2018 • 0 Comments

Every month, it seems, new research comes out suggesting that Millennials are doing better at saving than their older counterparts. But are they really? READ MORE

By Ted Godbout1/16/2018 • 0 Comments

Legislation is before the New Jersey legislature that would require certain disclosures by non-fiduciary investment advisors regarding their fiduciary status with clients. READ MORE

By Ted Godbout1/8/2018 • 0 Comments

Sen. Orrin Hatch (R-UT), one of the longest-serving U.S. senators and current chairman of the Finance Committee, has announced that he will be retiring at the end of the current Congress. READ MORE

By Ted Godbout1/7/2018 • 0 Comments

As DC plans continue to grow in size and complexity, the retirement industry needs to keep up and redefine terms to better reflect the new environment, says a new report. READ MORE

By Ted Godbout1/3/2018 • 0 Comments

New survey results find that Americans are confident that they are on track to achieve their long-term financial goals, but will that confidence continue in 2018? READ MORE

By Ted Godbout1/3/2018 • 0 Comments

While the new tax law avoided major changes to the existing retirement tax provisions, the same cannot be said for the tax treatment of executive compensation and related provisions. READ MORE

By Ted Godbout12/27/2017 • 0 Comments

The U.S. House of Representatives approved legislation on Dec. 21 extending to victims of the California wildfires access to their 401(k)s and similar plans without incurring IRS penalties or immediate tax liability. READ MORE

By Ted Godbout12/27/2017 • 0 Comments

Before heading out for the holidays, President Trump on Dec. 22 signed into law (H.R. 1/P.L. 115-97) the most significant overhaul of the federal tax code since the Tax Reform Act of 1986. READ MORE

By Ted Godbout12/21/2017 • 0 Comments

The Pension Benefit Guaranty Corporation has expanded its missing participants program to terminated 401(k) and other plans in an effort to make it easier for people to locate their retirement benefits after their plan terminates. READ MORE

By Ted Godbout12/21/2017 • 0 Comments

After facing a number of trials and tribulations as it made its way through the legislative process, Congress did, in fact, approve landmark tax reform legislation on Dec. 20, clearing the measure for President Trump’s signature. READ MORE

By Ted Godbout12/20/2017 • 0 Comments

Congressional Republicans and President Trump are on the verge of enacting broad-based tax reform legislation. READ MORE

By Ted Godbout, Nevin Adams 12/18/2017 • 0 Comments

Congressional negotiators agreed on the final tax reform bill Dec. 15, but they had to make additional changes to pick up support from wavering members. How did retirement plans fare? READ MORE

By Ted Godbout12/14/2017 • 0 Comments

Bipartisan legislation that would allow for electronic delivery of pension and retirement plan information was introduced in the U.S. House of Representatives Dec 11. READ MORE

By Ted Godbout12/13/2017 • 0 Comments

Americans rate the tax incentives for employer-sponsored retirement savings and health insurance coverage as the most important tax benefits compared to other popular deductions and incentives, according to new polling data. READ MORE

By Ted Godbout12/12/2017 • 0 Comments

House Ways & Means Committee Chairman Kevin Brady (R-TX) has announced that House and Senate conferees will hold an open meeting on Dec. 13 to begin reconciling the chambers’ versions of tax reform. READ MORE

By Ted Godbout12/5/2017 • 0 Comments

A key House Democrat introduced two bills on Dec. 1 that seek to implement automatic 401(k)s and simplify administration and improve retirement savings opportunities across the spectrum of plans. READ MORE

By Ted Godbout12/4/2017 • 0 Comments

After a long and sometimes heated debate, the Senate took a major step toward enactment of landmark tax reform legislation, approving its version of the Tax Cuts and Jobs Act (H.R. 1) at nearly 2:00 a.m. Saturday, Dec. 2. READ MORE

By Ted Godbout12/1/2017 • 0 Comments

Late Thursday, the Senate was nearing the end of debate on its tax reform legislation, but it appears the chamber must first address concerns about the federal budget deficit voiced by certain senators. READ MORE

By Ted Godbout11/28/2017 • 0 Comments

An 18-month extension of the transition period for the Prohibited Transaction Exemption (PTE) amendments and applicability dates for the Department of Labor’s fiduciary rule has been finalized. READ MORE

By Ted Godbout11/27/2017 • 0 Comments

As employees are asked to take on more responsibility for managing and financing their benefits, new research shows that employees want and need help making better decisions about their benefits. READ MORE

By Ted Godbout11/27/2017 • 0 Comments

American consumers apparently hold negative views of being in debt during retirement, even for so-called “good” debt, according to a new report. READ MORE

By Ted Godbout11/27/2017 • 0 Comments

As we all emerge from our turkey-induced food coma, all eyes will now be on the U.S. Senate, as Congress returns from its Thanksgiving break to make the final push to approve tax reform by the end of the year. READ MORE

By Ted Godbout11/22/2017 • 0 Comments

Several years ago the DOL sought to improve retirement plan fee disclosures, but new research suggests many workers are not reading plan disclosures and are unfamiliar with fees being charged for managing their funds. READ MORE

By Ted Godbout11/22/2017 • 0 Comments

While much of our focus on the current House and Senate tax bills has been on the retirement-related provisions, there are a number of provisions worth noting that would alter the existing tax treatment of executive compensation and various other compensation and benefit provisions. READ MORE

By Ted Godbout11/17/2017 • 0 Comments

Current measures of the adequacy of retirement income provide diverse answers about the state of retirement income security in the U.S., but what is the correct level? READ MORE

By Ted Godbout11/17/2017 • 0 Comments

On Capitol Hill on Nov. 16 both the House and Senate took major steps toward completing the much-anticipated tax reform overhaul. READ MORE

By Ted Godbout11/16/2017 • 0 Comments

While all eyes have been on the latest tax reform changes, there were two important hearings taking place on Capitol Hill Nov. 15 concerning the Department of Labor. READ MORE

By Nevin Adams, Ted Godbout11/3/2017 • 0 Comments

House Republican leaders on Nov. 2 released their much-anticipated tax reform plan that left 401(k)s and IRAs alone, but contained a number of proposals to modify various pension and retirement savings provisions. READ MORE

By Ted Godbout11/1/2017 • 0 Comments

While many are likely aware that the Best Interest Contract Exemption (BICE) requires satisfaction of three impartial conduct standards, there is a fourth, less well known requirement. READ MORE

By Ted Godbout11/1/2017 • 0 Comments

In a preemptive move against retirement provisions in the forthcoming House Republican tax reform plan, Senate Democratic leaders on Oct. 31 unveiled an alternative proposal that would increase 401(k) contribution limits. READ MORE

By Ted Godbout10/30/2017 • 0 Comments

According to new research, the average account balance among consistent 401(k) participants at year-end 2015 was almost double the average account balance among all participants in the database. READ MORE

By Ted Godbout10/30/2017 • 0 Comments

The results of a new study make it clear that having access to a 401(k) plan is critical in helping workers get on a path to having a secure retirement. READ MORE

By Ted Godbout10/30/2017 • 0 Comments

If last week’s volley between President Trump and House Ways and Means Committee Chairman Kevin Brady (R-TX) over the potential Rothification of 401(k)s has you perplexed, rest assured, we should have some initial answers this week. READ MORE

By Ted Godbout10/27/2017 • 0 Comments

Pew Charitable Trusts has issued a new report on worker perspectives on barriers to saving and the results suggest, not surprisingly, that access to an employer-sponsored plan is key. READ MORE

By Ted Godbout10/27/2017 • 0 Comments

The GAO is recommending that Congress consider establishing an independent commission to examine the U.S. retirement system and offer recommendations to clarify key policy goals. READ MORE

By Ted Godbout10/23/2017 • 0 Comments

Previous regulatory actions by the Department of Labor have made open multiple employer plans a less attractive option for employers, but legislative fixes proposed by Congress could significantly improve the overall appeal of MEPs, a speaker explained at ASPPA’s 2017 Annual Conference. READ MORE

By Ted Godbout10/18/2017 • 0 Comments

Baby Boomers are exhibiting a stronger sense of financial preparedness and confidence, according to a recent study that explores generational perceptions of retirement readiness. READ MORE

By Ted Godbout10/13/2017 • 0 Comments

A series of structural and administrative changes to the Saver’s Credit would make the program less complex and more likely to achieve its intended goal of encouraging low- and moderate-income workers to save for retirement, according to a new report. READ MORE

By Ted Godbout10/11/2017 • 0 Comments

A published report says the Trump administration is prepared to nominate a new Assistant Secretary for the Department of Labor’s Employee Benefits Security Administration (EBSA). READ MORE

By Ted Godbout10/10/2017 • 0 Comments

A positive economic outlook and anticipated sales growth have small business owners considering increases in contributions to their retirement plans, says an annual survey. READ MORE

By Ted Godbout10/6/2017 • 0 Comments

Suggesting that it’s time to change the ROI conversation with respect to financial wellness programs, a recent paper contends that a more effective way to prove a program’s value is by measuring employee engagement. READ MORE

By Ted Godbout10/2/2017 • 0 Comments

To help plan sponsors insure their employees’ data is protected within their retirement plan, new best practices for reporting cybersecurity capabilities to plan sponsors and plan consultants have been developed by the SPARK Institute. READ MORE

By Ted Godbout9/29/2017 • 0 Comments

Retirement industry leaders appearing at a recent Capitol Hill event generally agreed that building on the existing system would dramatically improve the retirement readiness of Americans throughout the country. READ MORE

By Ted Godbout9/28/2017 • 0 Comments

DC plans measured as part of the Callan DC Index realized a “healthy” 3.06% in return growth during the second quarter of 2017. READ MORE

By Ted Godbout9/28/2017 • 0 Comments

Rep. Ann Wagner (R-MO) introduced legislation on Sept. 27 that would repeal the Department of Labor’s (DOL) fiduciary rule and create a new standard of conduct for brokers and dealers. READ MORE

By Ted Godbout9/25/2017 • 0 Comments

Congress has released draft legislation consistent with recent American Retirement Association recommendations to expand access by victims of recent hurricanes to their 401(k) and similar plans without penalties and taxes. READ MORE

By Ted Godbout9/22/2017 • 0 Comments

The American Retirement Association is urging Congress to approve legislation providing victims of Hurricanes Harvey, Irma and Maria access to their 401(k) and similar plan savings without incurring IRS penalties and taxes. READ MORE

By Ted Godbout9/21/2017 • 0 Comments

Incorporating good DC plan design and financial wellness programs can help women establish a secure retirement, panelists suggested at a recent policy forum. READ MORE

By Ted Godbout9/21/2017 • 0 Comments

A new report indicates that retiree health care expenses will not only continue to increase, but will do so at triple the current rate of inflation for the foreseeable future. READ MORE

By Ted Godbout9/15/2017 • 0 Comments

As stock values rose during the first quarter, most DC plan participants continued with their asset allocations and contribution levels, and maintained low withdrawal activity, says the Investment Company Institute (ICI). READ MORE

By Ted Godbout9/15/2017 • 0 Comments

Amid all of the recent talk about Rothification, Cerulli Associates has come out with a report showing that only one-third of DC plan participants can correctly identify the benefits of Roth contributions. READ MORE

By Ted Godbout9/15/2017 • 0 Comments

While estimates of the size and growth of “gig employment” vary, there are signs that it is here to stay, even though it may destabilize personal financial security, a new survey shows. READ MORE

By Ted Godbout9/15/2017 • 0 Comments

Millennials are saving early for retirement, but they also have higher expectations that employers should offer access to a retirement plan and socially responsive investments, says a recent survey. READ MORE

By Ted Godbout9/8/2017 • 0 Comments

In a recent LIMRA study, the top two reasons retirement investors gave for selecting another company to manage their IRAs were relationships and recommendations. READ MORE

By Ted Godbout9/8/2017 • 0 Comments

A population with more retirees than workers will reduce the demand for and increase the supply of savings, putting downward pressure on investment returns, according to a compilation of research reviewed in a recent issue brief. READ MORE

By Ted Godbout9/5/2017 • 0 Comments

The House and Senate returned Sept. 5 from a month-long break facing an extremely busy legislative calendar. READ MORE

By Ted Godbout9/5/2017 • 0 Comments

A recent study projects the average amount a 65-year-old couple retiring this year will need to cover medical expenses (in today’s dollars) throughout retirement. READ MORE

By Ted Godbout8/21/2017 • 0 Comments

The Pew Charitable Trusts in a recent report found strong support among small and mid-size businesses for automatic IRA programs, multiple employer plans (MEPs) and online marketplaces. READ MORE

By Ted Godbout8/18/2017 • 0 Comments

Financial stress and everyday money matters are hindering Americans’ retirement savings efforts and affecting the job performance of many employees, a new nationwide survey reveals. READ MORE

By Ted Godbout8/15/2017 • 0 Comments

Compliance with the DOL's fiduciary rule has reduced access to brokerage advice services and choice, cost billions, and disrupted retirement savers, says a new study. READ MORE

By Ted Godbout8/11/2017 • 0 Comments

Prior to departing for their summer breaks, House and Senate GOP leaders indicated that they plan to pivot from repealing and replacing Obamacare to making enactment of broad-based tax reform their number one priority.
READ MORE

By Ted Godbout8/8/2017 • 0 Comments

The number of new cash balance plans adopted by employers increased by 17% — rising to 17,812 active plans — in 2015, according to new research by Kravitz, Inc. READ MORE

By Ted Godbout8/6/2017 • 0 Comments

Adoption of simplified features in Bank of America Merrill Lynch’s proprietary DC plans, along with making education and other resources more accessible, has fueled steady growth in employee engagement and plan enrollment, the firm reported recently. READ MORE

By Ted Godbout8/5/2017 • 0 Comments

Americans reportedly are enjoying their highest levels of personal satisfaction since the fourth quarter of 2006, according to the American Institute of CPAs’ “Personal Financial Satisfaction Index." READ MORE

By Ted Godbout7/28/2017 • 0 Comments

Survey results from LPL Financial suggest that well-targeted tax incentives for starting a retirement plan or automatically enrolling employees may motivate small businesses to adopt and enhance a plan. READ MORE

By Ted Godbout7/27/2017 • 0 Comments

A new report finds that 55% of DC plan sponsors indicate they are likely to stop offering their plan in favor of in a state-run plan if one is available. READ MORE

By Ted Godbout7/18/2017 • 0 Comments

To help prevent retirement plan cashout leakage when workers change jobs, 11 Senators sent a letter to Labor Secretary Acosta asking the DOL to issue guidance clarifying the application of ERISA to auto portability features. READ MORE

By Ted Godbout7/18/2017 • 0 Comments

Employees are increasingly looking to their employers for financial support and believe that employers also have a responsibility for their health and well-being. READ MORE

By Ted Godbout7/17/2017 • 0 Comments

Regardless of income level, most respondents in a new survey say they are behind in retirement prep and want to learn about retirement savings and personal financial management. READ MORE

By Ted Godbout7/14/2017 • 0 Comments

Witnesses at a House Financial Services subcommittee hearing largely supported a bill to repeal the current DOL fiduciary rule and direct the SEC to take the lead in regulating the standards of care for investment advice. READ MORE

By Ted Godbout7/11/2017 • 0 Comments

“Too expensive to set up” or “my organization does not have the resources” are the top reasons small to midsize businesses cite for not offering a retirement plan, says Pew Charitable Trusts. READ MORE

By Ted Godbout6/28/2017 • 0 Comments

Finding more holistic, intertwined financial management solutions to help Millennials tackle their student loan debt and assist them in saving more effectively for retirement was a key takeaway at a June 21 forum sponsored by the Women’s Institute for a Secure Retirement (WISER). READ MORE

By Ted Godbout6/21/2017 • 0 Comments

DC plans were on the receiving end of strong market performance during the first quarter of this year, rising 4.67%, its highest quarterly return since year-end 2013, according to the latest Callan DC Index. READ MORE

By Ted Godbout6/15/2017 • 0 Comments

Many are not taking all of the steps they need to prepare for retirement and are relying on uncertainties like receiving an inheritance, says a recent survey by Natixis Global Asset Management. READ MORE

By Ted Godbout6/13/2017 • 0 Comments

The vast majority of DC plan participants continued making contributions in 2016 and most “stayed the course” with their asset allocations, according to a recent Investment Company Institute study. READ MORE

By Ted Godbout6/9/2017 • 0 Comments

The House approved legislation on June 8 that seeks to repeal major provisions of the Dodd-Frank Act, as well as the DOL’s now-effective fiduciary rule. READ MORE