Defined Contribution Plans

Most Americans seem to like their 401(k)s — even if they don’t have a 401(k) — and they’re not very keen on government proposals to change them, according to a new survey.In fall 2015, a whopping 88% of households disagreed that the government should take away the tax advantages of DC accounts, and... READ MORE

The Obama administration’s final budget wasn’t a complete retread of its prior retirement plan proposals, but there wasn’t much good news for employer-sponsored retirement plans.Small business owners and small business retirement plans were once again targeted by a proposal that would limit the... READ MORE

Do you sometimes feel like you have spent your precious time performing tests that no longer seem relevant or meet an arbitrary deadline? Have you ever come across a nonsensical rule that continually trips up you or your staff and you think to yourself: “it would be so much easier if…”?We all know... READ MORE

The latest issue of Employee Plans News, a periodic IRS newsletter with retirement plan information for retirement plan practitioners, highlights recent developments concerning the IRS Employee Plans Determination Letter Program, as well as links to recent guidance and updated forms and... READ MORE

When an employee retires, that’s the end of the connection between the ex-employee and the former employer’s plan. Right? Not necessarily, say researchers at PIMCO.In “Turning Defined Contribution Assets into a Lifetime Paycheck: How to Evaluate Investment Choices for Retirees,” Stacy Schaus and... READ MORE

Current retirement savings policies continue to be under the wonk microscope in Washington D.C., and was the primary subject of an event at the liberal-leaning Center for American Progress last week. The event featured the work of Christian Weller, a Professor of Public Policy at the University of... READ MORE

Harkening back to a brief reference to benefit portability in the State of the Union address, the Obama Administration has announced its desire to extend Multiple Employer Plan (MEP) access to the private sector.These so-called “open” MEPs are single retirement plans involving two or more unrelated... READ MORE

It is something of a tradition this time of year to look back, to reminiscence about past events and lessons learned, and sometimes to look ahead. Here are some insights that should help lay the groundwork for a productive and prosperous 2016.Things Everyone Who Works With/For Retirement Plans... READ MORE

Just before Christmas, President Obama signed into law H.R. 2029, a massive year-end spending and tax bill containing a number of provisions affecting health and retirement plans. Here’s what you may have missed.H.R. 2029 — now Public Law 114-113 — includes both an omnibus appropriations bill that... READ MORE